Ideas

“Ideas are like rabbits. You get a couple and learn how to handle them, and pretty soon you have a dozen.”  John Steinbeck

Not having a choice in buying or selling a home is frustrating.  But having too many choices can be just as frustrating.  So my job often involves generating a lot of options, but then carefully sorting them out.

In learning your criteria for buying or selling and helping you to focus on “first things first,” I can streamline your transaction and improve the result.  For example, I can save time for buyers by introducing them to neighborhoods and the related demographic information.  If you are selling a home, you’ll want to study recent sales in your area.  You may want to request an online comparative market analysis.  And everyone likes to look for homes for sale, don’t they?  To find all this and more, please visit my website.

My goal is to help buyers and sellers get together. Count on me to provide Premier Customer Service for you in your next move.  Okay, like a magician sometimes, I’ll pull the bunny out of the hat!

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Nancy David, ASR, CNE, AHS
Professional Realtor®
RE/MAX Associates Northeast II
Phone: 281-812-6748
eMail: nancy@NancyDavidRealtor.com
www.NancyDavidRealtor.com
RE/MAX Associates Northeast
18700 W Lake Houston Parkway
Humble, TX 77346
Each office independently owned and operated.
Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area. If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be.
Be sure to bookmark my web site at http://www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas. On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.

How Much Home You Can Afford

Home buyers are often unsure about the financial aspects of buying a home, and you may have many questions swirling in your head. How much can I afford? Do I need a large down payment?

Your home price range will be determined by your income, credit history, the cash you have for a down payment and closing cost, and your debt. How much you earn compared to how much you owe will likely determine how much the bank allows you to borrow.

The financial rule of thumb is: your total monthly debt service, which will include your monthly mortgage, shouldn’t be more than about 36 percent of your gross monthly income. Most experts say that your monthly housing expense, including taxes and insurance should not exceed about 28 percent of your gross monthly income.

Naturally, every situation is different, and each lender has different rules about working with buyers. A number of choices within your control can affect your monthly payment as well. For example, you might choose an adjustable rate loan, which has a lower initial payment than a fixed rate program. Similarly, a larger down payment may lower your monthly payment.

If you’d like more information about how much home you can afford, please call or email. I can help you get the mortgage information you need.

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Nancy David, ASR, CNE, AHS
Professional Realtor®
RE/MAX Associates Northeast II
Phone: 281-812-6748
eMail: nancy@NancyDavidRealtor.com
www.NancyDavidRealtor.com
RE/MAX Associates Northeast
18700 W Lake Houston Parkway
Humble, TX 77346
Each office independently owned and operated.

Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area. If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be.

Be sure to bookmark my web site at http://www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas. On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.

Home Buyers and Sellers Prefer RE/MAX

Dear Friends,

I’m very proud to share great news with you about our company from the respected J.D. Power and Associates consumer advocacy group.  I know I’ve always worked hard for Buyers & Sellers, but it’s great to be acknowledged by a prestigious nationwide survey!    As always, thank you for your trust & confidence.

Home Buyers and Sellers Prefer RE/MAX

RE/MAX Ranks Highest in Customer Satisfaction in 2011 J.D. Power and Associates Study

DENVER, CO – Results from the J.D. Power and Associates 2011 Home Buyer/Seller StudySM, recognize RE/MAX for providing the highest overall consumer satisfaction for both home buyers and home sellers. In last year’s study, two different companies ranked the highest in each category, but this year home buyers and sellers both rated RE/MAX the highest.

“It all comes down to professionalism and a commitment to a premier level of customer service,” said RE/MAX Chairman and Co-Founder Dave Liniger. “Because RE/MAX agents average more experience and training than other agents, they are better prepared to deal with home buyers and sellers in any kind of market. And, consumer preferences tell the story . . . nobody sells more real estate than RE/MAX.”

This is the fourth annual study of home buyer and seller satisfaction with the largest national real estate companies, conducted by J.D. Power and Associates. For the home buying experience, three factors were considered: agent/salesperson, office and a variety of additional services. Four factors were examined for the home-selling experience: agent/salesperson, marketing, office and a variety of additional services.

Details from the study indicate that on a scale of 1,000, homebuyer respondents ranked RE/MAX with a score of 805 and home sellers put RE/MAX on top at 791. The 2011 study includes more than 4,200 evaluations from 3,680 respondents who bought or sold a home in the U.S. between March 2010 and April 2011.

In two other 2011 industry surveys of the country’s top real estate brokerages, RE/MAX agents averaged more transaction sides than agents at the other national franchises. The RIS Media Power Broker Survey and the REAL Trends 500 both showed that RE/MAX agents averaged over 14 transactions sides, more than double the average of many competitors.

The success of RE/MAX agents is the result of its comprehensive educational platform, RE/MAX University, which offers over 1,100 educational programs on-demand, and available online, on television, on smart phones and in classrooms around the world.

For more information about RE/MAX or to find a top-performing RE/MAX agent in your area, visit www.remax.com. To join the best performing real estate sales force, visit www.joinremax.com.

# # #

About the RE/MAX Network: RE/MAX was founded in 1973 by Dave and Gail Liniger, real estate industry visionaries who still lead the Denver-based global franchisor today. RE/MAX is recognized as a leading real estate franchise company with the most productive sales force in the industry and a global reach of more than 80 countries. With a passion for the communities in which its agents live and work, RE/MAX is proud to have raised more than $100 million for Children’s Miracle Network Hospitals, Susan G. Komen for the Cure® and other charities. Nobody in the world sells more real estate than RE/MAX. Please visit www.remax.com or www.joinremax.com.

About J.D. Power and Associates: Headquartered in Westlake Village, Calif., J.D. Power and Associates is a global marketing information services company operating in key business sectors including market research, forecasting, performance improvement, training and customer satisfaction. The company’s quality and satisfaction measurements are based on responses from millions of consumers annually. For more information on car reviews and ratings, car insurance, health insurance, cell phone ratings, and more, please visit JDPower.com. J.D. Power and Associates is a business unit of The McGraw-Hill Companies.

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Nancy David, ASR, CNE, AHS
Professional Realtor®
RE/MAX Associates Northeast II
Phone: 281-812-6748
eMail: nancy@NancyDavidRealtor.com
http://www.NancyDavidRealtor.com
RE/MAX Associates Northeast
18700 W Lake Houston Parkway
Humble, TX 77346
Each office independently owned and operated.
Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area. If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be.
Be sure to bookmark my web site at http://www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas. On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.

Homeowners Insurance: Time for an Annual Check-up

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  An annual check-up on your homeowners insurance can result in a healthier policy and a healthier pocketbook. Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®

Homeower Tax Changes

• Unless Congress Acts, Say Goodbye to 2 Tax Breaks in 2012

  Tax benefits for home owners disappeared at the end of 2011 and no one knows whether Congress will bring them back. How annoying! Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®

Need help in the world of real estate investments?

Anyone can tell you that there is no such thing as “sure bet” in the world of investing. However, over the past several decades, real estate investments have proven to be lucrative and reasonably reliable in comparison with other forms of investment. While real estate investments have no “get rich” guarantee, they can be great ways to earn extra income, provided you have the right guidance. That’s why it’s important to enlist the help of a real estate professional.

Having the professional assistance of a real estate expert can be invaluable, even if you’ve invested in real estate before. A good agent can help you determine which kinds of properties are best for you to invest in, help you avoid common mistakes, and guide you through the entire buying and selling process.

As a potential real estate investor, you’re in competition with both run-of-the-mill buyers and other serious investors like yourself. I can help you to ensure that this venture is a rewarding one. I’d love to talk with you about how I can be of service to you.

Nancy David, ASR, CNE, AHS
Professional Realtor®
RE/MAX Associates Northeast II
Phone: 281-812-6748
eMail: nancy@NancyDavidRealtor.com
www.NancyDavidRealtor.com

RE/MAX Associates Northeast
18700 W Lake Houston Parkway
Humble, TX 77346
Each office independently owned and operated.

Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area.  If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be.

Be sure to bookmark my web site at www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas.  On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.

Tips for First Time Buyers

If you are currently in the market for your first home, you probably have lots of questions. You are about to be making an important decision for your future, a great investment of both money and time. I have a wealth of experience helping first time buyers like you make sound, informed decisions. Here are some tips that can help make your home buying process successful:

• Tip #1: Do Your Homework  The perfect home won’t find you by itself. The key step in buying a home is doing the proper research. Educate yourself on local schools, neighborhoods, and the kinds of homes available. By reading available materials and talking with experts, you can start to put together your idea of the perfect home.
• Tip #2: Start Planning  Most decisions benefit greatly from proper planning, and home buying is certainly no exception. Start a filing system with sections such as home buying, home financing, and service providers. By forming a home buying plan you can more easily focus on the most important factors and help give structure to the entire process. My website is a great resource for property information.
• Tip #3: Get PreQualified  Getting prequalified for a loan normally only requires a short phone conversation with a lender, and can greatly help your home search. Prequalification does not guarantee you a loan, but it does provide you with an estimated monthly payment and a price range to use as a guide when shopping for homes. Being prequalified can also often indicate to sellers that you are a serious, prepared buyer.
• Tip #4: Look for Value  When shopping for homes, it’s important to consider potential value. Even if you’re not planning to sell the home some time down the line, it’s a good idea to consider the future value of the home. Protect yourself against things like falling prices and gradual shifts in the nature of the neighborhood. You may not think of a new home as a means to make money, but it’s an important investment that requires caution.
• Tip #5: Decide What You’re Looking For Settle on the home features that are important to you (covered parking, hardwood floors, architectural style, etc.) and make an ordered list. Having well established guidelines will help narrow down your search and will prevent you from being shown properties that lack your key amenities. It can help you make the decision not to buy an attractive property that doesn’t really fit your needs. My website has a search feature that allows you to filter thousands of listings based on attributes that you select. If you know you want a brick house with gas heat and a garage, you can get the results you’re looking for.
• Tip #6: Relax  You don’t have to make an offer on the first home you see. Make sure to look at other listings in the area to get a feel for the marketplace. When you decide to make an offer on a house, consult with your real estate professional so that all of your questions are answered.
• Tip #7: Shop Around for Your Mortgage  Deciding on the financing for your home can be as important as choosing a home itself. The first step is deciding what kind of loan best fits you: a fixed rate mortgage, or an Adjustable Rate Mortgage (ARM). There are benefits to each form of loan, and your real estate professional can provide you with more information. Next you’ll want to begin to shop around for different lenders.
• Tip #8: Protect Yourself   Be careful when signing a contract on a home that allows you to find financing, have the home inspected, and work through any problem areas that may arise. Paying for a quality home inspection is absolutely crucial! You can save yourself thousands in repair costs by being sure of what you’re getting into.

More information for first time buyers can be found on my website, or by giving me a call. I’m confident that I can provide the kind of exceptional service that will make this process an exciting one. Don’t hesitate to contact me with any questions you may have, I would love to be of assistance to you.

Nancy David, ASR, CNE, AHS
Professional Realtor®
RE/MAX Associates Northeast II
Phone: 281-812-6748
eMail: nancy@NancyDavidRealtor.com
www.NancyDavidRealtor.com

RE/MAX Associates Northeast
18700 W Lake Houston Parkway
Humble, TX 77346
Each office independently owned and operated.

Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area.  If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be.

Be sure to bookmark my web site at www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas.  On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.

Home Security Tip for Homeowners

“Burglars, judging by our statistics, define opportunity as an unoccupied,
unlocked house stocked with portable television sets.”  Gerald Cvetko

Does your home have a security system or burglar alarm?  If it does, use it.
If not, consider doing something to make your home more secure.

If you’d like to foil a burglar’s attempt to break into your home, consider
the three worst enemies of burglars: light, time and noise. Exterior lights
mounted out of reach can reduce the chances of a break-in. By using padlocks,
door and window locks, bars or grates, you make the job tougher, too. If it’s
going to be tough, it’ll take too much time. That’s often enough to get burglars
to move on to an easier target.

Noise such as a barking dog, an alarm or even music in the background may be
enough to spook the burglar. So take a look at your home and do something to
make it safer, won’t you?

I’m working hard to make your next move safer by providing current
information to help you know the real estate marketplace.  On my website you’ll
find neighborhood information, maps, demographics, and home sales.  Check it
out!

When it’s time to buy or sell real estate, I’ll do all I can to help you be
safe and secure in your move, too. Call anytime.

 

 

 

Nancy David, ASR, CNE, AHS

Professional Realtor®

RE/MAX Associates Northeast II

Phone: 281-812-6748

eMail: nancy@NancyDavidRealtor.com

www.NancyDavidRealtor.com

RE/MAX
Associates Northeast

18700 W Lake Houston Parkway

Humble, TX 77346

Each office independently owned and operated.

Nancy David with RE/MAX
Associates Northeast is your real estate professional specializing in Kingwood,
Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire
northeast Houston area.  If you are
considering buying or selling a home please give me a call to get the highest
level of professional service … and that’s The Way Real Estate Should Be.

Be sure to bookmark my
web site at www.NancyDavidRealtor.com for your
ultimate real estate resource on the Kingwood, Atascocita, and Humble
areas.  On my site you can search the MLS
to find the perfect home, get information about new home builders, research the
area and get information and view photos of the various communities, get the
latest real estate news, and view many helpful items and tools regarding buying
or selling a home.

 

Home Buyers & Sellers Prefer RE/MAX

Home Buyers and Sellers Prefer RE/MAX

July 28, 2011 The 2011 J.D. Power and Associates Home Buyer/Seller StudySM RE/MAX Chairman and Co-Founder, Dave Liniger Contact: Cory Jo Vasquez Sr. Public Relations Manager RE/MAX, LLC. (303) 796-3667 cjvasquez@remax.net Dear Friends,I’m very proud to share great news with you about our company from the respected J.D. Power and Associates consumer advocacy group.  I know I’ve always worked hard for Buyers & Sellers, but it’s great to be acknowledged by a prestigious nationwide survey!    As always, thank you for your trust & confidence. Home Buyers and Sellers Prefer RE/MAX RE/MAX Ranks Highest in Customer Satisfaction in 2011 J.D. Power and Associates Study DENVER, CO – Results from the J.D. Power and Associates 2011 Home Buyer/Seller StudySM, recognize RE/MAX for providing the highest overall consumer satisfaction for both home buyers and home sellers. In last year’s study, two different companies ranked the highest in each category, but this year home buyers and sellers both rated RE/MAX the highest. “It all comes down to professionalism and a commitment to a premier level of customer service,” said RE/MAX Chairman and Co-Founder Dave Liniger. “Because RE/MAX agents average more experience and training than other agents, they are better prepared to deal with home buyers and sellers in any kind of market. And, consumer preferences tell the story . . . nobody sells more real estate than RE/MAX.” This is the fourth annual study of home buyer and seller satisfaction with the largest national real estate companies, conducted by J.D. Power and Associates. For the home buying experience, three factors were considered: agent/salesperson, office and a variety of additional services. Four factors were examined for the home-selling experience: agent/salesperson, marketing, office and a variety of additional services. Details from the study indicate that on a scale of 1,000, homebuyer respondents ranked RE/MAX with a score of 805 and home sellers put RE/MAX on top at 791. The 2011 study includes more than 4,200 evaluations from 3,680 respondents who bought or sold a home in the U.S. between March 2010 and April 2011. In two other 2011 industry surveys of the country’s top real estate brokerages, RE/MAX agents averaged more transaction sides than agents at the other national franchises. The RIS Media Power Broker Survey and the REAL Trends 500 both showed that RE/MAX agents averaged over 14 transactions sides, more than double the average of many competitors. The success of RE/MAX agents is the result of its comprehensive educational platform, RE/MAX University, which offers over 1,100 educational programs on-demand, and available online, on television, on smart phones and in classrooms around the world. For more information about RE/MAX or to find a top-performing RE/MAX agent in your area, visit www.remax.com. To join the best performing real estate sales force, visit www.joinremax.com. # # # About the RE/MAX Network: RE/MAX was founded in 1973 by Dave and Gail Liniger, real estate industry visionaries who still lead the Denver-based global franchisor today. RE/MAX is recognized as a leading real estate franchise company with the most productive sales force in the industry and a global reach of more than 80 countries. With a passion for the communities in which its agents live and work, RE/MAX is proud to have raised more than $100 million for Children’s Miracle Network Hospitals, Susan G. Komen for the Cure® and other charities. Nobody in the world sells more real estate than RE/MAX. Please visit www.remax.com or www.joinremax.com. About J.D. Power and Associates: Headquartered in Westlake Village, Calif., J.D. Power and Associates is a global marketing information services company operating in key business sectors including market research, forecasting, performance improvement, training and customer satisfaction. The company’s quality and satisfaction measurements are based on responses from millions of consumers annually. For more information on car reviews and ratings, car insurance, health insurance, cell phone ratings, and more, please visit JDPower.com. J.D. Power and Associates is a business unit of The McGraw-Hill Companies. Nancy David, ASR, CNE, AHS Professional Realtor® RE/MAX Associates Northeast II Phone: 281-812-6748 eMail: nancy@NancyDavidRealtor.com www.NancyDavidRealtor.com RE/MAX Associates Northeast 18700 W Lake Houston Parkway Humble, TX 77346 Each office independently owned and operated. Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area.  If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be. Be sure to bookmark my web site at www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas.  On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.

Is your home ready for the fall and winter?

Is your home ready for winter?

As we transition into fall and winter, you may  be considering some repairs around the house to prepare it for the cooler months of winter. On that note, I’ve compiled a list of fall maintenance ideas to help you get started! Gutters and downspouts Check to make sure they are working properly. Fireplace and flue Repair cracks, and crumbling mortar. Check and replace gasket on woodstove if necessary. Siding Inspect exterior caulking, and repair if necessary. Storm windows and doors Check for any cracked or broken glass. Tighten or repair loose or damaged frames and repaint if necessary. Replace broken, worn, or missing hardware; tighten and lubricate door hinges and closers, and check for broken or missing glazing. Weather-stripping Inspect and repair stripping around windows and doors. Thermostat Clean heat sensor, contact points, and contacts; check accuracy and replace if necessary. Garage Doors Clean and lubricate hinges, rollers, and tracks; tighten screws. Foundation Check grading for proper slope away from foundation wall. Trees Trim back all tree limbs and vegetation away from roof. Roof Inspect roof surface, flashing, and eaves; repair if necessary. I hope you’ve found this list helpful. If you’re doing any repairs or preventative maintenance that requires the help of professionals, I’d be happy to give you some referrals. I’m also available to answer any of your real estate or home owning questions. You can also find more tips for homeowners on my website! Call if I can be of help to you.     Nancy David, ASR, CNE, AHS Professional Realtor® RE/MAX Associates Northeast II Phone: 281-812-6748 eMail: nancy@NancyDavidRealtor.com www.NancyDavidRealtor.com RE/MAX Associates Northeast 18700 W Lake Houston Parkway Humble, TX 77346 Each office independently owned and operated. Nancy David with RE/MAX Associates Northeast is your real estate professional specializing in Kingwood, Humble, Atascocita, Eagle Springs, Fall Creek, Summerwood and the entire northeast Houston area.  If you are considering buying or selling a home please give me a call to get the highest level of professional service … and that’s The Way Real Estate Should Be. Be sure to bookmark my web site at www.NancyDavidRealtor.com for your ultimate real estate resource on the Kingwood, Atascocita, and Humble areas.  On my site you can search the MLS to find the perfect home, get information about new home builders, research the area and get information and view photos of the various communities, get the latest real estate news, and view many helpful items and tools regarding buying or selling a home.